We provide Credit Counseling services where we negotiate on your behalf with your creditors. This can prevent the harassing creditor phone calls requiring all calls to be made by the creditors to our office staff. If we are successful in negotiating reduced settlements and acquiring a lender willing to consolidate your reduced debt at rates that allow you to achieve financial solvency, you ultimately will have a better debt-to-equity ratio and lower monthly payments. This, in turn, will—over time—allow your credit rating to be restored.
Call us to inquire how we can be of assistance in developing a financial plan and ultimately reducing your debt and monthly payments.